Properly insured in Northern Cyprus

Almost every list of questions from people who want to spend a longer period of time in Northern Cyprus includes the question of the right insurance in Northern Cyprus. The question of the right health insurance in Northern Cyprus , but also worldwide, is often asked. It has probably gotten around by now that insurance outside of Germany can often be much cheaper than what we have known in Germany for decades.

Today we're getting to the bottom of the question of how to get the right health insurance in Northern Cyprus in an interview with Robin Lerch, founder and managing director of "Grenzenlos Sicher".

Dear Robin, thank you very much for taking the time to speak to us today. You are an expert on the issues of what to consider when taking out health insurance abroad, specifically in Northern Cyprus.

Hello dear Samira and Marten, thank you very much for this interview. I would also like to congratulate you on completing your book " North Cyprus Conversations". I am sure that this book will inspire many people to want to lead a freer and sunnier life, perhaps even in Northern Cyprus.

Thank you :-)

Let us now begin with what we do as insurers.

As insurance brokers, my team and I have specialized in people who are at home all over the world and lead an independent lifestyle - be it as digital nomads, emigrants or world travelers. We want to offer tailor-made solutions for these people. These international insurance solutions are tailored to the individual needs and special requirements of each customer. Insurance abroad, for example in Northern Cyprus, is different than in Germany and that is what we have specialized in. We want to be the long-term and trustworthy point of contact for emigrants, digital nomads and world travelers when it comes to protecting their assets and lives from the financial impact of unforeseen events.

Thank you Robin. That lets us know that you are the right person to contact for insurance for emigrants to Northern Cyprus. What can you tell us specifically about that:

I myself have been to Northern Cyprus several times. It is a fantastic place to emigrate to. I especially love the nature in Northern Cyprus, the wild donkeys in the east and the Mediterranean food in the small towns. I know that moving to Northern Cyprus brings unique challenges and opportunities.

With Northern Cyprus' rich culture, picturesque landscapes, Bellapais Abbey and divided capital Nicosia, this northern part of the island is attracting more and more expats who want to enjoy life in the Eastern Mediterranean to the fullest. But when moving to Northern Cyprus, reliable health insurance is crucial.

The health care system in Northern Cyprus is unique due to the separation from the Republic of Cyprus in 1974 and the rapprochement with Turkey, with all the political background. That is why we recommend that anyone moving to Northern Cyprus take a closer look at insurance. In my opinion, it is a necessity for expats to have specially tailored health insurance for Northern Cyprus and the rest of the world.

In addition to the beauty of this region, please do not forget the special situation with the European Union, Turkey and not forgetting the presence of the UN in the no man's land behind the "Green Line" that separates the Greek and Turkish communities. On top of that, there is also left-hand traffic from the English past. In my opinion, all emigrants to Northern Cyprus therefore need special health insurance that takes into account both the local conditions and offers the necessary international protection outside of Northern Cyprus. If the readers of this interview take this to heart, a lot will be gained.

Thank you Robin. How can expats to Northern Cyprus get in touch with you?

I would suggest you register for a free consultation right here and get advice from one of our experts - of course with our best price guarantee!

In your opinion, which insurance policies should emigrants to Northern Cyprus primarily consider?

Basically, if we are honest, you should never over-insure yourself. However, in my opinion, a functioning health insurance is absolutely necessary in order to avoid a nasty surprise at some point.

On the one hand, it is a health insurance for Northern Cyprus

The importance of having reliable health insurance in Northern Cyprus cannot be overstated. Given that Northern Cyprus is not recognized as an independent state by the United Nations and has close ties with Turkey, expats face unique challenges when it comes to healthcare. This underlines the need for health insurance that is specifically designed for the unique needs of Northern Cyprus to ensure comprehensive coverage in the event of an emergency as well as for routine health checks. This is very important in my experience when it comes to necessary insurance coverage!

Secondly, I would consider international health insurance for expats to Northern Cyprus

International health insurance offers expatriates to Northern Cyprus the protection they need by ensuring comprehensive coverage in a region that, as mentioned above, presents unique health risks due to its particular political and geographical location. Such insurance not only guarantees access to high-quality medical facilities in the northern part of the island, but also the freedom to use globally recognized health services. This is particularly valuable because it also allows you to use the health infrastructure in Southern Cyprus. This gives you flexibility in choosing where to receive treatment. As far as I know, you can get to the Greek part in less than 45 minutes. It is definitely a good idea to keep this option open.

In my opinion, the specific selection of an international health insurance policy for emigrants to Northern Cyprus should be made very carefully. This is specifically about both the scope of coverage and the ability to coordinate cross-border medical care. This must be taken into account on a case-by-case basis. Specialized insurers who have extensive experience with complex situations such as Northern Cyprus and can therefore offer tailor-made solutions are invaluable in my opinion.

Thank you Robin. We have another question: What is the difference between foreign health insurance and international health insurance for Northern Cyprus?

This is a common question our team is asked time and time again. The fundamental difference between an overseas health insurance and an international health insurance in Northern Cyprus lies in the coverage and benefits offered. While an overseas health insurance often only provides temporary protection for travelers and is limited to emergency treatment, an international health insurance offers comprehensive protection that covers both emergency care and preventive healthcare services. The latter is essential for long-term expatriates to Northern Cyprus as it provides the necessary security of being able to access quality medical care anytime, anywhere.

In addition, international health insurance integrates an understanding of the specific health challenges in Northern Cyprus, including the availability of specialists and medical facilities. Experienced insurance providers specializing in the Northern Cyprus market take into account the complexity of the Turkish and local healthcare systems and offer policyholders tailored solutions that go far beyond simple emergency coverage.

Thank you Robin. We understand now. Foreign health insurance and international health insurance in Northern Cyprus are two different things :-)

Right. May I point out some special circumstances that might be of interest to you and your readers?

In 2024, expatriates to Northern Cyprus have a variety of international health insurance plans available. Finding the best health insurance means choosing a health insurance plan that understands and is tailored to the specific needs of living in this unique region. A great international health insurance plan will have comprehensive benefits that include preventative healthcare, emergency services, outpatient treatment, and possibly even medical evacuation.

When evaluating the options available, it is important to consider both the cost of premiums and the fine print regarding deductibles, coverage limits and exclusions. Policies that offer direct billing to hospitals and clinics in Northern Cyprus and beyond provide additional convenience and peace of mind. Equally crucial is choosing an insurer with a strong global network and a reputation for fast and efficient claims settlement.

Another important aspect is customer service. An insurance policy that offers multilingual support and 24/7 emergency assistance can be invaluable in the event of a medical emergency. Additionally, expats should give preference to those insurance providers who have specific experience with the healthcare system in Northern Cyprus and can provide tailored advice and support.

What I'm trying to say is that the best international health insurance for Northern Cyprus in 2024 is the one that offers a balance between comprehensive coverage, affordable premiums and excellent customer service. By comparing carefully and considering specific needs, expats to Northern Cyprus can find insurance that will provide them with security and peace of mind in their new life in the Eastern Mediterranean.

So I can't offer the best provider and the best product in general for all emigrants to Northern Cyprus. It always depends on the person and their needs. That's why we offer your readers directly here and arrange a free appointment with one of our "grenzenlos sicher" consultants. As independent insurance experts, we strive to find the right product for your readers. To give you a better overview, we also prepare an individual insurance comparison for each interested party. This allows you to decide objectively and in a structured manner on the right insurance. All of this is thanks to our own framework agreements for the best price guarantee - don't pay a cent too much for your international health insurance / foreign health insurance.

Thank you Robin for this offer of individual advice for emigrants to Northern Cyprus.

Thank you. If I was able to describe that choosing the right international health insurance for expats to Northern Cyprus is crucial, given the unique political situation here, then I have achieved my goal.

Only with comprehensive protection that is tailored to the specific needs and challenges in this region and to the people insured can you approach emigrating to Northern Cyprus with ease. Only then can you fully enjoy the adventure of life in Northern Cyprus.

Get free expert advice right here – with a best price guarantee!

Thank you for the interview and your advice to our readers. We value your expert advice and now, with this knowledge, every reader can freely decide

All love

Samira, Robin & Marten